JAMB Past Questions

JAMB Accounting 2005
Questions & Answers

40 questions · Correct answers highlighted · 40 with explanations

40 Total Questions
2005 Exam Year
40 With Explanations
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1
Question 1 of 40
JAMB · Accounting · 2005

The most important reason for studying accounting is that

A. the information provided by accounting is useful in making decisions
B. accounting plays an important role in a society
C. the study of accounting leads to a challenging career
D. accounting provides gross profit information
Explanation

Accounting provides critical financial information that helps individuals and businesses make informed decisions, making it the most fundamental reason for studying accounting.

2
Question 2 of 40
JAMB · Accounting · 2005

In preparing accounting records, the owners of a business and the business are treated as

A. the same person
B. having business relationship
C. separate legal entities
D. partners
Explanation

The business entity concept in accounting treats the business as a separate legal entity from its owners, ensuring that personal and business finances are not mixed.

3
Question 3 of 40
JAMB · Accounting · 2005

Creditors use accounting information for the purpose of

A. planning sales to a company
B. controlling a company’s affairs
C. investing in a company
D. assessing a company’s liquidity
Explanation

Creditors are primarily concerned with a company’s ability to repay debts, so they use accounting information to assess liquidity, which measures the ability to meet short-term obligations.

4
Question 4 of 40
JAMB · Accounting · 2005

The instruments that are generated when firms enter into business transactions with others are called

A. purchases documents
B. source documents
C. journals
D. invoices
Explanation

Source documents are the original records of business transactions, such as invoices or receipts, generated when firms transact with others.

5
Question 5 of 40
JAMB · Accounting · 2005

The document that is used to acknowledge the acceptance of the return of goods by the seller from the buyer is known as

A. credit note
B. debit note
C. invoice
D. voucher
Explanation

A credit note is issued by the seller to the buyer to acknowledge the return of goods, often reducing the amount the buyer owes.

6
Question 6 of 40
JAMB · Accounting · 2005

The effect of the payment of a liability is that it

A. increases both assets and liabilities
B. increases assets and decreases liabilities
C. decreases assets and increases liabilities
D. decreases both assets and liabilities
Explanation

Paying a liability reduces the business’s obligations (liabilities) and also reduces its assets (e.g., cash), hence decreasing both.

7
Question 7 of 40
JAMB · Accounting · 2005

Books of original entry are used for

A. recording business transactions
B. the adjustment of accounts
C. reminding the bookkeeper to post transactions in the ledger
D. informing about the state of affairs
Explanation

Books of original entry, such as journals, are used to record business transactions in the first instance before they are posted to the ledger.

8
Question 8 of 40
JAMB · Accounting · 2005

The term posting in accounting refers to

A. recording entries in the journal
B. transferring the balances in the ledger to the trial balance
C. tracing amounts from the journal to the ledger to find errors
D. transferring entries to the ledger from the journal
Explanation

Posting refers to the process of transferring entries from the journal (where transactions are initially recorded) to the ledger accounts.

9
Question 9 of 40
JAMB · Accounting · 2005

Erroneous rearrangement of financial figures such as writing N624 as N264 is called

A. transposition
B. commission
C. principle
D. omission
Explanation

Transposition error occurs when digits are rearranged incorrectly, such as writing N624 as N264.

10
Question 10 of 40
JAMB · Accounting · 2005

Which of the following demonstrates the imprest system?

A. Float → expenses incurred → bank cash → float
B. Float → expenses paid → cash from bank → float
C. Float → cash in bank → expenses paid → float
D. Float → expenses incurred → float → cash from bank
Explanation

The imprest system involves starting with a float, paying expenses, then reimbursing the float with cash from the bank to restore the original amount.

11
Question 11 of 40
JAMB · Accounting · 2005

When a sum of money appears on the credit side of the cash book, but not on the bank statement, the sum is regarded as

A. uncredited cheque
B. unpresented cheque
C. dishonoured cheque
D. direct remittance to the bank
Explanation

Unpresented cheques are amounts recorded in the cash book as paid but not yet presented to the bank, so they don’t appear on the bank statement.

12
Question 12 of 40
JAMB · Accounting · 2005

An examination of the cash book on 3rd August 1993 shows that while the bank statement shows a debit balance of N4,500, the cash book balance was N1,500 credit. The difference is due to bank charges of N150 and unpresented cheques were N6,150. What was the adjusted cash book balance on 3rd August 1993?

A. N1,500 credit
B. N1,650 credit
C. N1,500 debit
D. N1,650 debit
Explanation

Adjust the cash book balance: N1,500 credit - N150 bank charges = N1,650 credit. Unpresented cheques affect the bank statement, not the cash book.

13
Question 13 of 40
JAMB · Accounting · 2005

On 30/05/93, Tolu & Co. paid 2 years rent of N50,000, debited to the rent account. What amount was prepaid as at 31/12/93?

A. N14,583
B. N35,417
C. N37,500
D. N25,000
Explanation

Annual rent = N50,000 / 2 = N25,000. From 30/05/93 to 31/12/93 is 7 months, so rent used = (7/12) × N25,000 = N14,583. Prepaid = N50,000 - N14,583 = N35,417.

14
Question 14 of 40
JAMB · Accounting · 2005

The receipt of cash from a customer who bought goods of N5,000 with a discount of N250, amount to N4,750 if paid within 30 days would be?

A. N4,750
B. N4,250
C. N5,000
D. N4,850
Explanation

The customer receives a N250 discount, so the amount paid is N5,000 - N250 = N4,750, as stated.

15
Question 15 of 40
JAMB · Accounting · 2005

The recording of wages due but not yet paid is an example of an adjustment for

A. depreciation
B. payment in advance
C. accrued expenses
D. unaccounted revenue
Explanation

Wages due but not paid are accrued expenses, as they represent a liability for the business that has been incurred but not yet settled.

16
Question 16 of 40
JAMB · Accounting · 2005

On 1st January 1993, Lobo purchased equipment for N15,000, using straight-line depreciation with an eight-year useful life. It sells the equipment for N8,000 on 1st January 1996. What is the net gain or loss?

A. N1,375 loss
B. N5,125 loss
C. N3,000 gain
D. N4,000 loss
Explanation

Annual depreciation = N15,000 / 8 = N1,875. After 3 years, depreciation = 3 × N1,875 = N5,625. Book value = N15,000 - N5,625 = N9,375. Sold for N8,000, so loss = N9,375 - N8,000 = N1,375.

17
Question 17 of 40
JAMB · Accounting · 2005

Raw materials inventory at the beginning of a period was N46,900, purchases during the period were N50,000, and at the close of the period, inventory was N49,300. What is the cost of raw materials used during the period?

A. N47,600
B. N49,300
C. N96,200
D. N46,900
Explanation

Cost of raw materials used = Opening inventory + Purchases - Closing inventory = N46,900 + N50,000 - N49,300 = N47,600.

18
Question 18 of 40
JAMB · Accounting · 2005

Materials consumed during the period was N48,500. What was the total purchases made during the period?

A. N48,700
B. N48,500
C. N49,000
D. N49,300
Explanation

Materials consumed are the total purchases used during the period, which is given as N48,500.

19
Question 19 of 40
JAMB · Accounting · 2005

The balance on a purchase ledger control account represents the

A. total amount owed to suppliers
B. total credit available to the business
C. total credit the business enjoyed
D. total credit owed to the business
Explanation

The purchase ledger control account shows the total amount owed to suppliers for goods purchased on credit.

20
Question 20 of 40
JAMB · Accounting · 2005

The statement of affairs is prepared from incomplete records because it shows

A. the summary of all business transactions
B. a balance sheet at a particular date
C. a schedule of all the business ventures
D. the profit or loss made during the period
Explanation

The statement of affairs is essentially a balance sheet prepared from incomplete records, showing assets, liabilities, and capital at a specific date.

21
Question 21 of 40
JAMB · Accounting · 2005

The contribution margin on a job is the

A. gross profit
B. net profit
C. sales revenue
D. difference between sales and variable costs
Explanation

Contribution margin is the difference between sales revenue and variable costs, used to cover fixed costs and contribute to profit.

22
Question 22 of 40
JAMB · Accounting · 2005

The objective of allocating a cost to product is to

A. produce a realistic overhead cost
B. allocate overhead cost to departments
C. total production cost
D. co-ordinate the cost of manufacturing products
Explanation

Allocating costs to products helps determine the total production cost, which is essential for pricing and profitability analysis.

23
Question 23 of 40
JAMB · Accounting · 2005

The limitations of the receipts and payments account arise mainly because of the reliance on

A. cash movement as evidence of transaction
B. the accounting officer to report
C. the capital account of the organization
D. the transaction papers as evidence of transaction
Explanation

The receipts and payments account only records cash transactions, ignoring accruals or non-cash items, which limits its usefulness.

24
Question 24 of 40
JAMB · Accounting · 2005

The trading account is to a sole trader what income and expenditure account is to a

A. partnership
B. public limited organization
C. manufacturing organization
D. non-profit-making organization
Explanation

A non-profit-making organization prepares an income and expenditure account, which is similar to a trading account for a sole trader but adjusted for non-profit activities.

25
Question 25 of 40
JAMB · Accounting · 2005

Which of the following indicates that a partnership business is in place? (i) there is a business (ii) it is run commonly by partners (iii) it has profit-making aim (iv) partners’ liability is limited

A. i and ii only
B. i, ii and iii only
C. ii, iii and iv only
D. i, ii, iii and iv
Explanation

A partnership involves a business (i) run commonly by partners (ii) with a profit-making aim (iii). Limited liability (iv) does not apply to most partnerships.

26
Question 26 of 40
JAMB · Accounting · 2005

When forming a partnership new partners record non-monetary assets on the new partnership’s books at

A. their current fair market values
B. their historical costs when first used
C. their historical costs when first purchased
D. the highest values practical so that future income tax deductions are maximized
Explanation

Non-monetary assets are recorded at their current fair market value when brought into a new partnership to reflect their true worth.

27
Question 27 of 40
JAMB · Accounting · 2005

Umar and Ahmed share profits and losses equally and have capital balances of N40,000 and N60,000 respectively. If Abdullah purchases a one-third interest with no bonus, how much will he have to contribute to the partnership?

A. N33,333
B. N44,444
C. N50,000
D. N40,000
Explanation

Total capital = N40,000 + N60,000 = N100,000. Abdullah’s one-third share = N100,000 / 3 = N33,333, which he contributes with no bonus.

28
Question 28 of 40
JAMB · Accounting · 2005

Which of the following entries is effected by a department when goods are charged to it at selling prices?

A. Stock account
B. Purchases account is debited
C. Stock account is credited
D. Mark-up account is debited
Explanation

When goods are charged at selling prices, the purchases account is debited to reflect the cost to the department.

29
Question 29 of 40
JAMB · Accounting · 2005

The difference between the closure of the books of a branch and those of a separate company is that there is retained earnings account on

A. the branch books
B. the revenue and expense account
C. the current earnings account
D. the revenue and expense current account
Explanation

A branch does not have a retained earnings account as it is not a separate legal entity; its earnings are part of the main company.

30
Question 30 of 40
JAMB · Accounting · 2005

The term fiscal compliance means

A. all financial and related laws and regulations are adhered to
B. only the budget for the current period is compiled with and no deficits allowed
C. all the restrictions have been met
D. all taxes are paid
Explanation

Fiscal compliance refers to adhering to all financial laws and regulations, ensuring legal and ethical financial practices.

31
Question 31 of 40
JAMB · Accounting · 2005

In a public corporation, the capital expenditure incurred in a financial period is

A. spread over the useful life of the assets
B. through depreciation
C. appropriated at a pre-determined rate
D. written off in the year in which they occur
Explanation

Capital expenditure is spread over the useful life of assets through depreciation, not written off immediately.

32
Question 32 of 40
JAMB · Accounting · 2005

Money not required to meet chargeable expenditure in any fiscal year under cash accounting should be

A. surrendered to the consolidated revenue fund
B. re-invested in shares
C. returned to the next financial year
D. returned to the state contingencies fund
Explanation

In public sector accounting, unspent funds are typically surrendered to the consolidated revenue fund for reallocation.

33
Question 33 of 40
JAMB · Accounting · 2005

The end result of governmental accounting procedure is to

A. keep proper records of government expenditures
B. give financial information to the public and investors
C. produce timely and accurate financial reports for legislators and the public
D. give information on the performance of government enterprises
Explanation

Governmental accounting aims to provide timely and accurate financial reports for transparency and accountability to legislators and the public.

34
Question 34 of 40
JAMB · Accounting · 2005

On 1st January 1993, a company purchased a machine for N17,500. What is the initial accounting cost of the machine?

A. N19,500
B. N18,500
C. N17,500
D. N16,500
Explanation

The initial accounting cost of the machine is the purchase price, N17,500.

35
Question 35 of 40
JAMB · Accounting · 2005

A pottery company had sales of N176,000 during the current period and a gross profit rate of 40%. The company’s cost of merchandise available for sale was N128,000. What is the company’s ending inventory?

A. N22,400
B. N25,600
C. N28,800
D. N29,600
Explanation

Gross profit = 40% of N176,000 = N70,400. Cost of sales = N176,000 - N70,400 = N105,600. Ending inventory = Cost of merchandise available (N128,000) - Cost of sales (N105,600) = N22,400.

36
Question 36 of 40
JAMB · Accounting · 2005

If goods are invoiced to the branch at cost and the invoice value is N2,000 with 5% discount rate, cash remitted to the head office is

A. N2,100
B. N2,000
C. N1,900
D. N1,800
Explanation

Invoice value = N2,000. 5% discount = 5% of N2,000 = N100. Cash remitted = N2,000 - N100 = N1,900.

37
Question 37 of 40
JAMB · Accounting · 2005

Which of the following are advantages of departmental accounts? (i) The department making the highest profit can be easily determined (ii) The capital of the business can be calculated easily (iii) Easy knowledge of the sources of funding (iv) Encouragement of healthy rivalry among the various departments

A. i and iv only
B. i, ii and iii only
C. ii, iii and iv only
D. i, ii, iii and iv
Explanation

Departmental accounts help identify the most profitable department (i) and encourage rivalry (iv), but they don’t directly assist in calculating capital or funding sources.

38
Question 38 of 40
JAMB · Accounting · 2005

Public sector accounting is based on

A. cash
B. accrual
C. budgets
D. consolidated fund
Explanation

Public sector accounting is traditionally based on cash accounting, recording transactions when cash changes hands.

39
Question 39 of 40
JAMB · Accounting · 2005

The purpose of a trial balance is to

A. ensure the arithmetic accuracy of ledger accounts
B. calculate the net profit of the business
C. summarize all cash transactions
D. record all source documents
Explanation

The trial balance is prepared to verify the arithmetic accuracy of ledger accounts by ensuring that total debits equal total credits.

40
Question 40 of 40
JAMB · Accounting · 2005

A petty cash book is used to

A. record minor cash expenses
B. summarize all bank transactions
C. track credit sales
D. calculate depreciation
Explanation

A petty cash book records small, routine cash expenses, such as office supplies or travel costs, managed under the imprest system.

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