JAMB Past Questions

JAMB Commerce 2005
Questions & Answers

40 questions · Correct answers highlighted · 40 with explanations

40 Total Questions
2005 Exam Year
40 With Explanations
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1
Question 1 of 40
JAMB · Commerce · 2005

The existence of limited resources to satisfy unlimited human wants leads to the concept of:

A. Efficiency
B. Scarcity
C. Elasticity
D. Equilibrium
Explanation

Scarcity arises from limited resources and unlimited wants, requiring choices.

2
Question 2 of 40
JAMB · Commerce · 2005

Which of the following is a tertiary industry?

A. Mining
B. Farming
C. Banking
D. Fishing
Explanation

Tertiary industries provide services, like banking, unlike primary industries.

3
Question 3 of 40
JAMB · Commerce · 2005

A retailer buys goods worth ₦200,000 and receives a trade discount of 15%. If a cash discount of 5% is offered for payment within 10 days, calculate the amount paid with both discounts.

A. ₦161,500
B. ₦170,000
C. ₦180,000
D. ₦190,000
Explanation

Trade discount = 15% of ₦200,000 = ₦30,000. Price = ₦170,000. Cash discount = 5% of ₦170,000 = ₦8,500. Amount paid = ₦161,500.

4
Question 4 of 40
JAMB · Commerce · 2005

A business formed by a voluntary association of individuals with common economic, social, and cultural needs is a:

A. Sole proprietorship
B. Cooperative society
C. Public corporation
D. Partnership
Explanation

Cooperative societies are formed for mutual economic and social benefits.

5
Question 5 of 40
JAMB · Commerce · 2005

The principle of mutual agency in a partnership implies that:

A. Decisions require unanimous consent
B. Each partner can bind the firm
C. Profits are shared equally
D. New partners need all consent
Explanation

Mutual agency allows partners to act for the firm, binding all partners.

6
Question 6 of 40
JAMB · Commerce · 2005

The document that outlines the rules and regulations governing the internal management of a company is the:

A. Certificate of Incorporation
B. Prospectus
C. Articles of Association
D. Memorandum of Association
Explanation

Articles of Association detail internal management rules.

7
Question 7 of 40
JAMB · Commerce · 2005

The process of holding goods in anticipation of future demand is known as:

A. Transportation
B. Warehousing
C. Retailing
D. Wholesaling
Explanation

Warehousing stores goods for future demand.

8
Question 8 of 40
JAMB · Commerce · 2005

A small retail business that focuses on selling a specific type of product is a:

A. Department store
B. Supermarket
C. Specialty store
D. General store
Explanation

Specialty stores focus on specific product categories.

9
Question 9 of 40
JAMB · Commerce · 2005

Which of the following is a benefit of specialization in commerce?

A. Reduced interdependence
B. Increased self-sufficiency
C. Simpler exchange processes
D. Higher production and efficiency
Explanation

Specialization boosts production and efficiency via focused skills.

10
Question 10 of 40
JAMB · Commerce · 2005

Which of the following is a desirable characteristic of money?

A. Instability of value
B. Durability
C. Lack of uniformity
D. Difficulty in portability
Explanation

Durability ensures money withstands physical wear.

11
Question 11 of 40
JAMB · Commerce · 2005

A retailer sells an item for ₦500, earning a profit of 25% on the cost price. Calculate the cost price.

A. ₦400
B. ₦450
C. ₦375
D. ₦425
Explanation

Selling price = 1.25 × cost price. ₦500 = 1.25C, so C = ₦400.

12
Question 12 of 40
JAMB · Commerce · 2005

Which of the following is a form of above-the-line promotion?

A. Sales contests
B. Free samples
C. Point-of-sale displays
D. Television commercials
Explanation

Above-the-line promotion uses mass media, like TV commercials.

13
Question 13 of 40
JAMB · Commerce · 2005

The primary aim of branding is to:

A. Simplify distribution
B. Increase physical attributes
C. Differentiate a product
D. Reduce production cost
Explanation

Branding differentiates a product, fostering recognition.

14
Question 14 of 40
JAMB · Commerce · 2005

Which of the following is a responsibility of middle-level management?

A. Long-term investment decisions
B. Setting strategic direction
C. Coordinating departments
D. Supervising operational staff
Explanation

Middle-level management coordinates departmental activities.

15
Question 15 of 40
JAMB · Commerce · 2005

Which of the following is a short-term source of business finance?

A. Debentures
B. Retained earnings
C. Bank overdraft
D. Issue of shares
Explanation

Bank overdraft is a short-term, repayable-on-demand financing.

16
Question 16 of 40
JAMB · Commerce · 2005

Liabilities represent:

A. Resources owned
B. Profit earned
C. Amounts owed
D. Owners' stake
Explanation

Liabilities are what a business owes to others.

17
Question 17 of 40
JAMB · Commerce · 2005

Which of the following is NOT a function of the Nigerian Deposit Insurance Corporation (NDIC)?

A. Assisting distressed banks
B. Issuing currency
C. Insuring deposits
D. Regulating banks
Explanation

Issuing currency is a Central Bank function, not NDIC.

18
Question 18 of 40
JAMB · Commerce · 2005

A company has current assets of ₦250,000, including inventory of ₦80,000, and current liabilities of ₦100,000. Calculate the quick ratio.

A. 1.7:1
B. 2.5:1
C. 0.8:1
D. 1.2:1
Explanation

Quick assets = ₦250,000 - ₦80,000 = ₦170,000. Quick ratio = ₦170,000 / ₦100,000 = 1.7:1.

19
Question 19 of 40
JAMB · Commerce · 2005

Which of the following is a tool of fiscal policy?

A. Open market operations
B. Adjusting discount rate
C. Government expenditure
D. Setting cash reserve ratio
Explanation

Fiscal policy uses government expenditure and taxation.

20
Question 20 of 40
JAMB · Commerce · 2005

The principle of absolute advantage in international trade suggests a country should:

A. Import all goods
B. Specialize efficiently
C. Export all goods
D. Impose tariffs
Explanation

Absolute advantage suggests specializing in efficient production.

21
Question 21 of 40
JAMB · Commerce · 2005

Which of the following is a potential benefit of international trade?

A. Reduced consumer choice
B. Wider variety of goods
C. Increased unemployment
D. Decreased competition
Explanation

International trade expands access to diverse goods.

22
Question 22 of 40
JAMB · Commerce · 2005

A complete ban on the import or export of certain goods to or from a country is an:

A. Quota
B. Embargo
C. Tariff
D. Subsidy
Explanation

An embargo is a complete trade ban.

23
Question 23 of 40
JAMB · Commerce · 2005

The principle of 'one member, one vote' is typically followed by:

A. Partnerships
B. Public companies
C. Cooperative societies
D. Sole proprietorships
Explanation

Cooperative societies use 'one member, one vote' for democracy.

24
Question 24 of 40
JAMB · Commerce · 2005

Which practice promotes environmental sustainability?

A. Untreated waste disposal
B. Energy and water conservation
C. Using non-renewable resources
D. Planned obsolescence
Explanation

Conserving energy and water reduces environmental impact.

25
Question 25 of 40
JAMB · Commerce · 2005

The right of consumers to access a variety of products at competitive prices is the right to:

A. Be heard
B. Choose
C. Be informed
D. Safety
Explanation

The right to choose ensures variety and competitive pricing.

26
Question 26 of 40
JAMB · Commerce · 2005

Which of the following is a characteristic of oligopoly?

A. Free entry and exit
B. Few large firms, interdependent
C. Single firm dominance
D. Many small firms
Explanation

Oligopoly features a few large firms with interdependent decisions.

27
Question 27 of 40
JAMB · Commerce · 2005

Information gathered directly for a specific research purpose is:

A. Quantitative data
B. Primary data
C. Qualitative data
D. Secondary data
Explanation

Primary data is collected directly for research.

28
Question 28 of 40
JAMB · Commerce · 2005

A company imports goods worth $5,000 at ₦500/$1. If the Naira depreciates by 6%, calculate the new cost in Naira.

A. ₦2,650,000
B. ₦2,500,000
C. ₦2,300,000
D. ₦2,800,000
Explanation

Original cost = $5,000 × ₦500 = ₦2,500,000. New rate = ₦500 × 1.06 = ₦530. New cost = $5,000 × ₦530 = ₦2,650,000.

29
Question 29 of 40
JAMB · Commerce · 2005

A pricing strategy setting a low initial price to attract buyers is:

A. Cost-plus pricing
B. Penetration pricing
C. Premium pricing
D. Psychological pricing
Explanation

Penetration pricing uses low prices to gain market share.

30
Question 30 of 40
JAMB · Commerce · 2005

Which of the following is a modern function of warehousing?

A. Bulk storage only
B. Order fulfillment and logistics
C. Long-term storage
D. Basic storage
Explanation

Modern warehousing supports logistics and order fulfillment.

31
Question 31 of 40
JAMB · Commerce · 2005

Which is an advantage of air transport?

A. High carrying capacity
B. Low cost for bulky goods
C. Extensive network
D. Speed for perishables
Explanation

Air transport is fast, ideal for perishable goods.

32
Question 32 of 40
JAMB · Commerce · 2005

A company issues 2,000 ordinary shares at a premium of ₦5, par value ₦20. Calculate the total amount raised.

A. ₦50,000
B. ₦40,000
C. ₦30,000
D. ₦60,000
Explanation

Issue price = ₦20 + ₦5 = ₦25. Total = 2,000 × ₦25 = ₦50,000.

33
Question 33 of 40
JAMB · Commerce · 2005

A written acknowledgment for paid goods or services is a:

A. Credit note
B. Receipt
C. Debit note
D. Invoice
Explanation

A receipt confirms payment for goods or services.

34
Question 34 of 40
JAMB · Commerce · 2005

A product costs ₦300 to produce. With a 40% markup on cost, what is the selling price?

A. ₦400
B. ₦420
C. ₦360
D. ₦450
Explanation

Markup = 0.4 × ₦300 = ₦120. Selling price = ₦300 + ₦120 = ₦420.

35
Question 35 of 40
JAMB · Commerce · 2005

Which is an example of a 'push' promotional strategy?

A. Online content creation
B. Celebrity endorsements
C. Discounts to retailers
D. Direct consumer ads
Explanation

Push strategy offers retailer incentives to stock products.

36
Question 36 of 40
JAMB · Commerce · 2005

Costs that vary directly with production are:

A. Semi-fixed costs
B. Fixed costs
C. Variable costs
D. Marginal costs
Explanation

Variable costs change with production levels.

37
Question 37 of 40
JAMB · Commerce · 2005

A warehouse has an opening inventory of 1,500 units. It receives 4,000 units and issues 3,200 units. What is the closing inventory?

A. 2,300 units
B. 1,800 units
C. 5,500 units
D. 3,700 units
Explanation

Closing inventory = 1,500 + 4,000 - 3,200 = 2,300 units.

38
Question 38 of 40
JAMB · Commerce · 2005

Which is a key aspect of the leading function of management?

A. Designing structure
B. Motivating employees
C. Allocating resources
D. Setting standards
Explanation

Leading involves directing and motivating employees.

39
Question 39 of 40
JAMB · Commerce · 2005

Which document invites shareholders to a company’s annual general meeting?

A. Prospectus
B. Notice of meeting
C. Articles of Association
D. Certificate of Incorporation
Explanation

Notice of meeting invites shareholders to the AGM.

40
Question 40 of 40
JAMB · Commerce · 2005

A retailer buys an item for ₦1,000 and sells it for ₦1,400. What is the percentage profit on the cost price?

A. 40%
B. 30%
C. 50%
D. 20%
Explanation

Profit = ₦1,400 - ₦1,000 = ₦400. Percentage profit = (₦400 / ₦1,000) × 100 = 40%.

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