JAMB Past Questions

JAMB Commerce 2007
Questions & Answers

40 questions · Correct answers highlighted · 40 with explanations

40 Total Questions
2007 Exam Year
40 With Explanations
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1
Question 1 of 40
JAMB · Commerce · 2007

The pivot on which the wheel of commerce rotates is

A. tariff
B. trade
C. taxation
D. price
Explanation

Trade, the exchange of goods and services, is the foundation of commerce, driving economic activities.

2
Question 2 of 40
JAMB · Commerce · 2007

A distinguishing characteristic of labour is that it is

A. constant
B. expensive
C. mobile
D. cheap
Explanation

Labour is mobile, as workers can move between jobs, industries, or locations to meet demand.

3
Question 3 of 40
JAMB · Commerce · 2007

Land as a factor of production does not vary in

A. quantity
B. nature
C. quality
D. cost
Explanation

Land is fixed in quantity; its total supply is limited and cannot be increased.

4
Question 4 of 40
JAMB · Commerce · 2007

Which of the following services does a lawyer render?

A. industrial services
B. direct services
C. indirect services
D. commercial services
Explanation

A lawyer provides direct services, such as legal advice or representation, directly to clients.

5
Question 5 of 40
JAMB · Commerce · 2007

The partner that only contributes part of the capital used in the formation and running of a business is known as

A. a passive partner
B. an active partner
C. a dormant partner
D. a nominal partner
Explanation

A dormant partner contributes capital but does not participate in managing the business.

6
Question 6 of 40
JAMB · Commerce · 2007

One major advantage of a credit and thrift cooperative is that

A. it can approach government for a loan
B. it encourages saving habits
C. there are no legal restrictions
D. each member has a vote during meetings
Explanation

Credit and thrift cooperatives promote regular saving, fostering financial discipline among members.

7
Question 7 of 40
JAMB · Commerce · 2007

A form of ownership which exploits the strengths of one partner to remedy the weaknesses of the other is a

A. joint partnership
B. cooperative
C. corporation
D. joint venture
Explanation

A joint venture combines partners’ strengths to address weaknesses, often for a specific project.

8
Question 8 of 40
JAMB · Commerce · 2007

At the collapse of a business enterprise, the person appointed to dispose of the assets is called

A. a broker
B. an auctioneer
C. a liquidator
D. an auditor
Explanation

A liquidator sells assets during liquidation to settle debts and close the business.

9
Question 9 of 40
JAMB · Commerce · 2007

Entrusting the management of a company to the courts to enable the settlement of the company’s obligations is an indication of

A. distress
B. closure
C. bankruptcy
D. liquidation
Explanation

Bankruptcy involves court oversight to manage assets and settle debts when a company is insolvent.

10
Question 10 of 40
JAMB · Commerce · 2007

The financial instrument for borrowing in which collateral is usually more than the amount borrowed is

A. trust certificate
B. detachable warrant
C. mortgage bond
D. convertible securities
Explanation

A mortgage bond secures a loan with collateral, often property, valued higher than the loan.

11
Question 11 of 40
JAMB · Commerce · 2007

Awarding scholarships and sponsoring sports by a business organization are examples of

A. social responsibility
B. marketing strategy
C. public relations
D. civic duties
Explanation

These actions reflect social responsibility, contributing to community welfare.

12
Question 12 of 40
JAMB · Commerce · 2007

The difference between total current assets and total current liabilities of a business is known as

A. quick ratio
B. liquidity ratio
C. working capital
D. circulating capital
Explanation

Working capital (current assets - current liabilities) measures a business’s short-term liquidity.

13
Question 13 of 40
JAMB · Commerce · 2007

Using the balance sheet: Liabilities (N) - Capital 140, Opening capital 350, Add Net profit 80, Current liabilities 800; Assets (N) - Fixed 1000, Debtors 200, Bank 70, Cash 50, Total 1,370. What is the capital employed?

A. N570
B. N1,000
C. N1,370
D. N800
Explanation

Capital employed = Total assets - Current liabilities = 1,370 - 800 = N570.

14
Question 14 of 40
JAMB · Commerce · 2007

Using the balance sheet: Liabilities (N) - Capital 140, Opening capital 350, Add Net profit 80, Current liabilities 800; Assets (N) - Fixed 1000, Debtors 200, Bank 70, Cash 50, Total 1,370. What is the capital owned?

A. N140
B. N430
C. N570
D. N800
Explanation

Capital owned = Opening capital + Net profit = 350 + 80 = N430.

15
Question 15 of 40
JAMB · Commerce · 2007

One of the reasons why wholesaling must continue is that

A. the tax paid by wholesalers enhances national revenue
B. wholesalers create artificial scarcity to enhance competition
C. wholesalers provide technical advice to retailers
D. wholesalers reduce the gap between manufacturers and retailers
Explanation

Wholesalers bridge manufacturers and retailers, streamlining distribution.

16
Question 16 of 40
JAMB · Commerce · 2007

A merchant wholesaler is best described as a

A. broker
B. del-credere agent
C. general wholesaler
D. factor
Explanation

A general wholesaler buys in bulk, stores, and sells to retailers.

17
Question 17 of 40
JAMB · Commerce · 2007

A proforma invoice is sent to inform a buyer about the

A. quantity of goods
B. prices of goods
C. designation of goods
D. quality of goods
Explanation

A proforma invoice provides a preliminary quote, detailing prices.

18
Question 18 of 40
JAMB · Commerce · 2007

The balance of payments of countries is

A. a record of imports and exports
B. a systematic record of transactions among countries at a given time
C. the current and capital accounts and their payments
D. the trade relationships and payments among nations
Explanation

The balance of payments records all financial transactions between countries over a period.

19
Question 19 of 40
JAMB · Commerce · 2007

The major procedures in the purchase and sale of goods are enquiry

A. quotation, order, and invoice
B. placement order, and invoice
C. bargain, order, and invoice
D. order, sale, and invoice
Explanation

The process includes enquiry, quotation, order, and invoice.

20
Question 20 of 40
JAMB · Commerce · 2007

Mr. Awala offers a trade discount of 5%, a quantity discount of 3% for purchases above 1,000 units, and a cash discount of 2/10 net 30. The selling price is N100 per unit. Mr. Bacus purchased 1,500 units on credit and paid within 10 days. What is the cash discount receivable by Mr. Bacus?

A. N2,760
B. N3,000
C. N6,500
D. N9,500
Explanation

Cost = 1,500 × N100 = N150,000. Trade discount = 5% × N150,000 = N7,500. Quantity discount = 3% × N150,000 = N4,500. Net = N150,000 - N7,500 - N4,500 = N138,000. Cash discount = 2% × N138,000 = N2,760.

21
Question 21 of 40
JAMB · Commerce · 2007

Bank Giro is a method of settling debt from a

A. customer to a bank
B. bank to a customer
C. customer to another
D. bank to another
Explanation

Bank Giro allows customers to transfer funds to settle debts.

22
Question 22 of 40
JAMB · Commerce · 2007

Warehousing is a productive function because it increases the

A. quantity of goods
B. utility of goods
C. quality of goods
D. price of goods
Explanation

Warehousing adds time utility by storing goods until needed.

23
Question 23 of 40
JAMB · Commerce · 2007

A factor necessary for siting a warehouse is nearness to

A. raw materials
B. labour
C. capital
D. consumers
Explanation

Proximity to consumers reduces transport costs and speeds delivery.

24
Question 24 of 40
JAMB · Commerce · 2007

Pooling of risk in insurance means that

A. compensations are paid out of a common fund
B. two people can pool their risks to be insured
C. two insurance companies can buy two policies
D. insurance companies should encourage taking risks
Explanation

Premiums are pooled into a fund to pay for insured losses.

25
Question 25 of 40
JAMB · Commerce · 2007

The major difference between insurance and assurance is that while insurance

A. takes care of uncertainty, assurance takes care of risks
B. takes care of risks, assurance takes care of uncertainty
C. hinges on possibilities, assurance is based on possibilities
D. is about indemnity, assurance is about life in the future
Explanation

Insurance indemnifies risks (e.g., property); assurance covers life events.

26
Question 26 of 40
JAMB · Commerce · 2007

A documentary bill will normally be accompanied by

A. sales invoice, bill of lading, and insurance certificate
B. clean bill, bill of lading, and insurance certificate
C. bill of lading, consular invoice, and insurance certificate
D. consular invoice, FOB certificate, and bill of lading
Explanation

A documentary bill includes sales invoice, bill of lading, and insurance certificate.

27
Question 27 of 40
JAMB · Commerce · 2007

The temporary working area of the central processing unit is called the

A. C-DROM
B. C-D RAM
C. ROM
D. RAM
Explanation

RAM is the CPU’s temporary workspace for data processing.

28
Question 28 of 40
JAMB · Commerce · 2007

The significance of money to modern economic systems is that it

A. is used as a means of payment
B. promotes specialization and exchange
C. measures value and promotes exchange
D. causes inflation and deflation in the economy
Explanation

Money measures value and facilitates exchange in modern economies.

29
Question 29 of 40
JAMB · Commerce · 2007

The Nigerian Stock Exchange publishes a daily official list that gives full information on the

A. method of transactions agreed to by members
B. number of participating members in a day
C. changes in the prices and earnings of securities
D. changes in the official rules set by the market
Explanation

The list provides updates on security prices and earnings.

30
Question 30 of 40
JAMB · Commerce · 2007

The main factors that determine the value of a stock on the Stock Exchange are dividend and

A. the psychology of the market
B. capital gain
C. capital appreciation
D. warrant payment
Explanation

Stock value depends on dividends and capital gains.

31
Question 31 of 40
JAMB · Commerce · 2007

One of the main objectives of the second-tier securities market in Nigeria is to

A. achieve a realistic exchange rate for the Naira
B. eliminate currency dealing in the black market
C. assist companies to raise capital
D. attract investment flow
Explanation

The second-tier market helps smaller companies raise capital.

32
Question 32 of 40
JAMB · Commerce · 2007

The activities aimed at finding out customers’ needs and satisfaction can be described as

A. socio-marketing
B. macro-marketing
C. micro-marketing
D. conceptual marketing
Explanation

Micro-marketing targets specific customer needs and preferences.

33
Question 33 of 40
JAMB · Commerce · 2007

The most effective type of advertising for branded products is

A. direct advertising
B. indirect advertising
C. informative advertising
D. competitive advertising
Explanation

Competitive advertising highlights a brand’s edge over rivals.

34
Question 34 of 40
JAMB · Commerce · 2007

Companies I, II, III, and IV sell electronic videos. Company I: N14,000 with advice. Company II: N14,000 with free installation. Company III: N15,000 with credit at N15,500. Company IV: N15,000. Which are engaged in public relations activities?

A. I & II
B. I & III
C. II & IV
D. III & IV
Explanation

Companies I (advice) and II (installation) build goodwill.

35
Question 35 of 40
JAMB · Commerce · 2007

Companies I, II, III, and IV sell electronic videos. Company I: N14,000 with advice. Company II: N14,000 with free installation. Company III: N15,000 with credit at N15,500. Company IV: N15,000. Which offers after-sales services?

A. IV
B. III
C. II
D. I
Explanation

Company II offers after-sales service via free installation.

36
Question 36 of 40
JAMB · Commerce · 2007

Musa rented a room to Adamu for N1,500, with N1,000 part payment. Adamu brought Audu and Jacob to stay. Audu and Jacob paid N500. Who are the parties to the contract?

A. Musa and Jacob
B. Musa and Audu
C. Adamu and Musa
D. Audu and Jacob
Explanation

Musa and Adamu agreed on the rental contract.

37
Question 37 of 40
JAMB · Commerce · 2007

Musa rented a room to Adamu for N1,500, with N1,000 part payment. Adamu brought Audu and Jacob to stay. Audu and Jacob paid N500. Who is the offeree?

A. Musa
B. Audu
C. Adamu
D. Jacob
Explanation

Adamu, the tenant, is the offeree accepting Musa’s offer.

38
Question 38 of 40
JAMB · Commerce · 2007

The maximum number of shareholders in a public liability company is

A. 20
B. 50
C. 100
D. unlimited
Explanation

Public limited companies have unlimited shareholders.

39
Question 39 of 40
JAMB · Commerce · 2007

One way by which government reduces the repatriation of capital is through

A. nationalization
B. divestiture
C. indigenization
D. naturalization
Explanation

Indigenization promotes local ownership, limiting capital repatriation.

40
Question 40 of 40
JAMB · Commerce · 2007

One of the major functions of a chamber of commerce is to

A. promote and protect trade, industry, and agriculture
B. advise members on regulations of other countries
C. settle disputes that arise out of trade
D. publish books and periodicals desired by members
Explanation

Chambers promote and protect trade and industry.

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