JAMB Past Questions

JAMB Commerce 2016
Questions & Answers

40 questions · Correct answers highlighted · 40 with explanations

40 Total Questions
2016 Exam Year
40 With Explanations
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1
Question 1 of 40
JAMB · Commerce · 2016

Why are economic decisions necessary in a market economy?

A. Government controls production
B. Resources are scarce
C. Technology eliminates choices
D. Preferences are predictable
Explanation

Scarcity of resources versus unlimited wants necessitates economic decisions.

2
Question 2 of 40
JAMB · Commerce · 2016

Breaking production into specialized tasks is called

A. Economies of scale
B. Division of labor
C. Mass production
D. Specialization
Explanation

Division of labor splits tasks to boost efficiency.

3
Question 3 of 40
JAMB · Commerce · 2016

Utility created by making a product available at a convenient place?

A. Possession utility
B. Form utility
C. Place utility
D. Time utility
Explanation

Place utility ensures products are accessible where needed.

4
Question 4 of 40
JAMB · Commerce · 2016

Key risk for a sole proprietor?

A. Limited capital access
B. Complex regulations
C. Shared decisions
D. Restricted control
Explanation

Sole proprietors face limited capital from public investors.

5
Question 5 of 40
JAMB · Commerce · 2016

Document outlining partnership terms?

A. Prospectus
B. Partnership Deed
C. Memorandum
D. Articles
Explanation

Partnership Deed details terms and profit-sharing.

6
Question 6 of 40
JAMB · Commerce · 2016

Characteristic of a public limited company?

A. Unlimited liability
B. Few shareholders
C. Issues prospectus
D. Non-transferable shares
Explanation

Public limited companies issue a prospectus for public investment.

7
Question 7 of 40
JAMB · Commerce · 2016

Primary function of a retailer?

A. Buy in bulk
B. Sell to consumers
C. Produce goods
D. Transport goods
Explanation

Retailers sell directly to final consumers.

8
Question 8 of 40
JAMB · Commerce · 2016

Function of wholesalers?

A. Manufacture goods
B. Sell to individuals
C. Break bulk
D. Provide after-sales
Explanation

Wholesalers break bulk for retailers.

9
Question 9 of 40
JAMB · Commerce · 2016

Which is NOT a retail outlet?

A. Specialty store
B. Extractive industry
C. Department store
D. Hypermarket
Explanation

Extractive industry involves resource extraction, not retail.

10
Question 10 of 40
JAMB · Commerce · 2016

Digital marketplaces for trading are called

A. Physical commerce
B. Digital marketing
C. E-commerce
D. Traditional trade
Explanation

E-commerce uses digital platforms for transactions.

11
Question 11 of 40
JAMB · Commerce · 2016

Document specifying goods required by a buyer?

A. Credit note
B. Purchase order
C. Debit note
D. Sales invoice
Explanation

Purchase order details goods a buyer needs.

12
Question 12 of 40
JAMB · Commerce · 2016

Which is a negotiable instrument?

A. Catalogue
B. Promissory note
C. Bank statement
D. Receipt
Explanation

Promissory note is a promise to pay, negotiable.

13
Question 13 of 40
JAMB · Commerce · 2016

Primary purpose of insurance?

A. Guarantee profits
B. Mitigate losses
C. Promote speculation
D. Eliminate risks
Explanation

Insurance transfers risk to mitigate financial losses.

14
Question 14 of 40
JAMB · Commerce · 2016

Principle requiring financial interest in insured item?

A. Subrogation
B. Insurable interest
C. Indemnity
D. Utmost good faith
Explanation

Insurable interest ensures financial stake in insured item.

15
Question 15 of 40
JAMB · Commerce · 2016

Policy covering damage to own vehicle?

A. Fire insurance
B. Life insurance
C. Comprehensive insurance
D. Third-party insurance
Explanation

Comprehensive insurance covers own vehicle damages.

16
Question 16 of 40
JAMB · Commerce · 2016

Function of advertising?

A. Provide credit
B. Inform and persuade
C. Transport goods
D. Store goods
Explanation

Advertising informs and persuades to drive sales.

17
Question 17 of 40
JAMB · Commerce · 2016

What does AIDA stand for in marketing?

A. Analysis, Interpretation
B. Acquisition, Involvement
C. Attention, Decision
D. Awareness, Interest
Explanation

AIDA: Awareness, Interest, Desire, Action in consumer response.

18
Question 18 of 40
JAMB · Commerce · 2016

Example of below-the-line promotion?

A. Newspaper ad
B. TV commercial
C. Point-of-sale promotion
D. PR campaign
Explanation

Point-of-sale promotions are targeted, short-term incentives.

19
Question 19 of 40
JAMB · Commerce · 2016

Planning, organizing, leading, controlling is called

A. Finance
B. Management
C. Production
D. Marketing
Explanation

Management involves these functions to achieve goals.

20
Question 20 of 40
JAMB · Commerce · 2016

Level setting overall objectives?

A. Supervisory
B. Middle-level
C. Top-level
D. Lower-level
Explanation

Top-level management sets objectives and policies.

21
Question 21 of 40
JAMB · Commerce · 2016

Management function monitoring performance?

A. Organizing
B. Controlling
C. Planning
D. Leading
Explanation

Controlling monitors and corrects performance.

22
Question 22 of 40
JAMB · Commerce · 2016

NOT a characteristic of an entrepreneur?

A. Goal-oriented
B. Innovative
C. Avoids challenges
D. Risk-taker
Explanation

Entrepreneurs embrace challenges, not avoid them.

23
Question 23 of 40
JAMB · Commerce · 2016

Initial capital invested by owner?

A. Liability
B. Profit
C. Capital
D. Revenue
Explanation

Capital is the owner’s initial investment.

24
Question 24 of 40
JAMB · Commerce · 2016

Statement showing assets, liabilities, equity?

A. Retained earnings
B. Balance sheet
C. Income statement
D. Cash flow
Explanation

Balance sheet shows assets, liabilities, equity.

25
Question 25 of 40
JAMB · Commerce · 2016

Total revenue minus total expenses?

A. Cost of goods
B. Net profit
C. Gross profit
D. Operating profit
Explanation

Net profit is revenue minus expenses.

26
Question 26 of 40
JAMB · Commerce · 2016

Major function of a central bank?

A. Facilitate trade
B. Issue currency
C. Provide loans
D. Accept deposits
Explanation

Central bank issues and manages currency.

27
Question 27 of 40
JAMB · Commerce · 2016

How do commercial banks generate profit?

A. Collect taxes
B. Lend at higher rates
C. Print currency
D. Charge government fees
Explanation

Banks profit from interest rate spread.

28
Question 28 of 40
JAMB · Commerce · 2016

Persistent rise in general price level?

A. Depression
B. Deflation
C. Hyperinflation
D. Recession
Explanation

Hyperinflation is a rapid price level rise.

29
Question 29 of 40
JAMB · Commerce · 2016

Policy using expenditure and revenue to influence economy?

A. Monetary
B. Trade
C. Fiscal
D. Regulatory
Explanation

Fiscal policy uses spending and taxation.

30
Question 30 of 40
JAMB · Commerce · 2016

Exchange rate represents

A. Loan interest rate
B. Currency value
C. Goods price
D. Trade volume
Explanation

Exchange rate is one currency’s value in another.

31
Question 31 of 40
JAMB · Commerce · 2016

Benefit of international trade?

A. Less competition
B. Wider variety
C. Reduced choice
D. Increased unemployment
Explanation

Trade offers more goods and services.

32
Question 32 of 40
JAMB · Commerce · 2016

Trade barrier to protect domestic industries?

A. Export subsidy
B. Free trade
C. Import tariff
D. Trade liberalization
Explanation

Import tariff taxes foreign goods.

33
Question 33 of 40
JAMB · Commerce · 2016

Organization promoting global trade?

A. UN
B. WTO
C. IMF
D. World Bank
Explanation

WTO reduces trade barriers, resolves disputes.

34
Question 34 of 40
JAMB · Commerce · 2016

Ethical consumption involves

A. Low-cost priority
B. Sustainability focus
C. Non-renewable use
D. Brand reputation
Explanation

Ethical consumption supports sustainability.

35
Question 35 of 40
JAMB · Commerce · 2016

Breach of business ethics?

A. Fair pricing
B. Misleading information
C. Community support
D. Transparent reporting
Explanation

Misleading information violates ethical standards.

36
Question 36 of 40
JAMB · Commerce · 2016

Fundamental consumer entitlement?

A. Unlimited credit
B. Safety information
C. Price setting
D. Guaranteed availability
Explanation

Consumers are entitled to safety information.

37
Question 37 of 40
JAMB · Commerce · 2016

Gathering market data is called

A. Branding
B. Market research
C. Public relations
D. Sales promotion
Explanation

Market research analyzes market and customer data.

38
Question 38 of 40
JAMB · Commerce · 2016

Group of consumers with similar needs?

A. Potential market
B. Market segment
C. Mass market
D. Niche market
Explanation

Market segment targets similar consumer needs.

39
Question 39 of 40
JAMB · Commerce · 2016

Factor influencing consumer behavior?

A. Production costs
B. Cultural norms
C. Regulations
D. Technology
Explanation

Cultural norms shape consumer preferences.

40
Question 40 of 40
JAMB · Commerce · 2016

Body regulating fintech in Nigeria?

A. NCC
B. CAC
C. CBN
D. NDIC
Explanation

CBN oversees fintech for financial compliance.

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